Secure your foreign workers with SPIKPA IG for compliance and peace of mind.
SPIKPA IG is a mandatory insurance for foreign workers in Malaysia that employers can purchase through the eInsurans online platform. It is designed to protect both employers and employees.
The insurance covers mandatory hospitalisation and surgical treatments for accidents or illnesses, ensuring foreign workers receive proper care when they fall ill or get injured. Beyond healthcare, the insurance guarantee helps employers comply with Malaysian regulations set by the Immigration Department.






With SPIKPA IG, foreign workers are covered for necessary hospital and surgical care at panel government hospitals.
Covers accommodation and meals for in-patient stays in Malaysian Government hospitals for up to 30 days.
Reimburses fees for surgeries performed by qualified specialists during hospitalisation.
Covers the cost of anaesthesia administered by certified anaesthetists during surgical procedures.
These are cases where SPIKPA IG will not provide coverage.
Select SPIKPA policies from top insurers in Malaysia and secure coverage quickly online.






Get your free eInsurans guide today and make informed insurance decisions.
eInsurans provides foreign worker insurance (SPIKPA) from a range of leading insurers in Malaysia, including Tokio Marine, Generali, Lonpac Insurance, Zurich, RHB Insurance, Etiqa, and more. This allows employers to compare policies and choose the provider that best fits their needs.
You can purchase SPIKPA IG through eInsurans’s digital platform, with instant processing and automatic updates to FWCMS.