Travel Takaful

Travel with confidence when knowing you’re supported before, during, and after your journey with Shariah-compliant protection.

Why You Need Travel Takaful

Travelling brings excitement, but unexpected disruptions can quickly turn a trip stressful. Travel takaful helps you stay prepared so you can focus on enjoying your journey.

Travel with Peace of Mind

Whether you’re travelling for leisure or work, having takaful lets you enjoy your trip without constantly worrying about what could go wrong.

Stay Protected When Trips Go Off Schedule

Flight delays, cancellations, or missed connections can disrupt your plans. This policy helps you manage these situations with less stress and inconvenience.

Get Support When You’re Away from Home

Facing problems overseas can feel overwhelming. Travel takaful ensures you’re not alone when you need assistance in unfamiliar places.

Reduce Out-of-Pocket Expenses Abroad

Unexpected situations during travel can be costly. Takaful helps ease the financial impact, so your savings stay intact.

Comprehensive Coverage for Your Trip

From the moment you depart until you return home, this plan protects you against common travel risks that could disrupt your journey.

Coverage

Transport Coverage During Your Trip

Covers accidents while travelling on scheduled or licensed transport such as flights, trains, cars, ships, and other approved modes throughout your trip.

Accidental Death & Permanent Disability

Provides compensation if a serious accident during your trip results in death or permanent disability.

Overseas Medical Care

Enjoy cashless hospital admission overseas, with reimbursement for outpatient treatment and follow-up medical care once you are back home.

Personal Liability Protection

Protects you financially if you accidentally cause injury to another person or damage their property while travelling.

Travel Disruptions Protection

Reimburses eligible losses caused by trip cancellations, travel delays, or missed connections that affect your itinerary.

Personal Belongings Coverage

Offers compensation for lost, damaged, or stolen luggage, travel documents, or personal money during your trip.

Emergency Assistance Services

Includes emergency evacuation, repatriation, compassionate visits, and funeral arrangements when urgent situations arise.

Boost Your Coverage
with Add-Ons

Enhance your travel protection with optional add-ons designed for specific travel needs and lifestyles.

Add ons

COVID-19 Travel Coverage

Provides protection for COVID-19-related trip cancellations, overseas medical treatment, emergency evacuation or repatriation, and return of remains, subject to specified limits.

Adventurous Activities Coverage

Covers accidents or injuries during licensed adventure activities such as skydiving, mountaineering below 4,500 metres, scuba diving up to 30 metres, and other approved high-adrenaline pursuits.

Golf Cover

Protects against loss or damage to golf equipment and reimburses unused green fees due to accident or illness during your trip.

Extended Home Care Protection

Covers loss or damage to your home contents caused by burglary, fire, or water damage while you are away, with higher limits than the basic plan.

Get your free eInsurans guide today and make informed insurance decisions.

Frequently
Asked Questions (FAQs)

Does my travel insurance cover medical treatment overseas and after I return home?

Yes, it covers cashless hospital admission overseas and reimburses eligible outpatient treatment, including follow-up care once you are back in your home country.

Am I covered if my flight is delayed or my trip is cancelled?

You may be reimbursed for delays, missed connections, or cancellations, provided the delay exceeds two hours and was not announced by the airline at least 12 hours in advance.

What happens if I lose my luggage or travel documents during the trip?

You can claim compensation for lost, damaged, or stolen luggage, travel documents, or personal money, subject to the policy limits and claim requirements.

Are pre-existing medical conditions included in the coverage?

No, pre-existing medical conditions and related complications are excluded, so it’s important to review your health history before purchasing the policy.

Will I be covered if I plan to do adventure or extreme activities during my trip?

Adventure activities such as skydiving, scuba diving, or mountaineering are only covered if you add the Adventurous Activities Coverage and the activity is conducted by a licensed operator.

Can I buy travel insurance shortly before my departure date?

You can, but trip cancellation claims are not payable if the policy is purchased less than seven days before departure, so early purchase is recommended.

Do you have more questions?

Reach out to our team anytime, and we’ll guide you through your insurance needs.

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Product Documents

Download the document to understand more about coverage details, policy terms, and benefits for your trip.

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