Maid Insurance

Protect your domestic helper and safeguard your home with reliable insurance coverage.

Why You Need Maid Insurance

Hiring a domestic helper comes with responsibilities and risks. This policy helps you protect your household, your helper, and your finances from unexpected events.

Protect Your Maid’s Health

Ensure your domestic helper receives timely medical care for illnesses or accidents.

Cover Accidents and Emergencies

Be prepared for unexpected incidents at home that could lead to injury, medical expenses, or liability claims.

Meet Legal Requirements

Comply with Malaysian regulations for foreign domestic helper insurance and avoid fines or penalties.

Safeguard Your Finances

Reduce the financial burden from hospitalisation and accidents.

Comprehensive Coverage for Your Domestic Helper

Get full protection with comprehensive coverage for your helper’s medical, accident, repatriation, and liability needs.

Coverage

Personal Accident Protection

Provides financial compensation if your domestic helper suffers accidental death or permanent disability.

Medical Expenses Coverage

Reimburses up to RM1,000 per accident (excess RM50) for treatment of injuries sustained from accidents.

Repatriation or Burial Support

Covers up to RM5,000 for returning your helper’s remains to her home country or for burial arrangements.

Hospitalisation and Surgical Care

Ensures up to RM3,000 per accident for hospital treatment or surgical procedures.

Weekly Income Support

Provides RM120 per week for up to 15 weeks if your helper is unable to work due to an accident.

Flexible Coverage Plans

Choose between Plan A and Plan B to match the coverage and compensation limits suitable for your household.

Get your free eInsurans guide today and make informed insurance decisions.

Frequently
Asked Questions (FAQs)

Is maid insurance mandatory in Malaysia?

Yes, maid insurance is required by Malaysian law for foreign domestic helpers. It ensures that employers comply with regulations while protecting both the helper and household from unexpected medical and accident-related expenses.

Maid insurance protects your helper and household against a range of risks, including medical expenses, accidents, and repatriation costs.

Premiums depend on the plan and duration of coverage, and the exact premium may be revised on renewal:

  • Plan A: RM32.40 for 12 months; RM43.20 for 24 months
  • Plan B: RM54.00 for 12 months; RM75.60 for 24 months
Medical expenses reimbursement for accidental injuries is up to RM1,000 per accident, after an excess of RM50. Hospitalisation and surgical expenses are reimbursed up to RM3,000 per accident.

No. This policy only provides coverage for medical expenses arising from accidents, hospitalisation, and surgery. Outpatient treatment for illnesses or accidents outside of hospital settings is not included.

Repatriation or burial expenses are covered up to RM5,000 if your helper suffers death or Permanent Disablement due to an accident or illness, except when willfully caused by the maid or deliberately by you.
Do you have more questions?
Reach out to our team anytime, and we’ll guide you through your insurance needs.
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Product Documents

Download the document to understand more about coverage details, policy terms, and benefits for your domestic helper.

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