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Your Dedicated Insurance Partner

Malaysia’s Trusted Digital Platform for Foreign Worker Insurance

Purchase and manage foreign worker insurance easily through a secure, always-available digital platform supported by real experts.

Explore SPIKPA IG

Fast claims

Reliable & Secured

Cashless Admission

Active Policies 50,000+

Cashless Admission

Active Policies
50,000+

Reliable &
Secured

Fast claims

Managing foreign worker insurance doesn’t have to be
complicated. Get SPIKPA IG online in just a few clicks with our fast,
compliant, and hassle-free solution.

By eInsurans Helpline

Our Insurance Solutions

Explore our growing range of insurance solutions designed for businesses
and individuals, with more products coming soon.

Foreign Worker Insurance (SPIKPA IG)

Mandatory medical insurance and insurance guarantee for foreign workers in Malaysia.

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Maid Insurance

Essential coverage for domestic helpers and household employers.

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Motor Takaful

Comprehensive and third-party protection for cars and vehicles.

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Motorcycle Takaful

Affordable and reliable coverage for motorcycle owners.

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Travel Takaful

Flexible protection for local and international travellers.

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Houseowner and HouseHolder Takaful

Comprehensive protection for homeowners and tenants.

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Why Businesses Choose eInsurans

With a strong focus on foreign worker insurance, eInsurans is designed to
streamline coverage for foreign workers to safeguard businesses.

With a strong focus on foreign worker insurance, eInsurans is designed to streamline coverage for foreign workers to safeguard businesses.

Auto-Update with FWCMS

Insurance purchases are automatically reflected in the government system for smooth permit renewals.

Always Online, Always Reliable

Powered by Financial Link, the industry’s most trusted insurance gateway, ensuring fast and stable access.

Secure & Flexible Payments

Support payment via Card, FPX, or FPX B2B. Perfect for businesses of all scales.

Fast Support, Real People

Our specialists provide expert guidance on insurance and FWCMS permit queries.

The Fastest Way to Get Foreign Worker Insurance

Get mandatory SPIKPA IG coverage quickly and securely using your ITR number, purchase in just a few clicks and stay compliant effortlessly.

SPIKPA IG Provides:

  • Mandatory medical insurance for foreign workers in Malaysia
  • Insurance guarantee for smooth government permit processing
  • Cashless hospital admission at panel hospitals
  • Fast claims handling with real expert support
  • Automatic updates to the FWCMS system for hassle-free renewals
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Trusted Protection for Your Workforce

Since 2023, eInsurans has been helping businesses safeguard their employees with comprehensive foreign worker medical insurance.

Clients Insured
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Workers Protected
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Top Satisfaction
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Partnering with
Leading Insurers in Malaysia

Choose the right policy, and get instant coverage from Malaysia’s top-rated insurers.

Trusted by 8,000+ Employers

Serving clients from diverse industries with fast and dependable
foreign worker insurance.
Serving clients from diverse industries with fast and dependable foreign worker insurance.
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What Malaysian Employers Say

Insights & Updates

Stay informed with the latest tips, news, and guidance on foreign worker insurance and compliance for Malaysian businesses.

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  • Blogs

Cost to Hire Foreign Worker in Malaysia: 2026 Breakdown

Complete 2026 breakdown of every cost to hire a foreign worker in Malaysia. Levy, FOMEMA, SPIKPA, SOCSO, EPF, and agent fees in one per-worker budget.
  • Blogs

SOCSO vs SPIKPA for Malaysian Foreign Workers: What Each Covers

SOCSO and SPIKPA cover different risks for Malaysian employers. See which scheme responds to each scenario, who pays the bill, and how to stay compliant.
SOCSO
  • Blogs

SOCSO for Foreign Workers in Malaysia: What SME Employers Must Do in 2026

Learn what employers must do for SOCSO foreign worker compliance in Malaysia in 2026, including registration, contribution rates, deadlines, penalties, and SKHPPA / SPIKPA.

Buy Foreign Worker Insurance Online

Get SPIKPA IG for your foreign workers through fast processing and seamless system updates.
Buy SPIKPA IG Now