Motor Takaful

Drive with confidence when your vehicle is fully protected under Shariah-compliant coverage.

Why You Need Motor Takaful

Owning a car comes with responsibilities and risks. Motor takaful helps you protect your vehicle, your finances, and your legal compliance.

Stay Legally Compliant

Motor takaful ensures your vehicle is legally insured, helping you avoid fines and penalties.

Financial Protection Against Accidents

Safeguard yourself from unexpected repair costs or damages caused by accidents.

Coverage for Third-Party Liabilities

Protect your finances if your vehicle causes injury or property damage to others.

Protection Against Theft and Fire

Motor takaful provides coverage for losses due to theft, fire, or natural disasters.

Comprehensive Benefits for Your Car

Enjoy peace of mind with full coverage and support designed to keep your car safe and you protected on the road.

Coverage

Claim-Free Cashback

Receive cashback through surplus sharing when you do not make any claims during the coverage period, rewarding safer driving behaviour.

24/7 Roadside Assistance

Get round-the-clock help with roadside assistance, providing support whenever your car breaks down or you face emergencies on the road.

Customisable Add-Ons

Personalise your motor takaful plan by selecting add-ons that match your driving habits and protection priorities.

Coverage for Individual and Company Vehicles

Available for both privately owned cars and company-registered vehicles, offering flexibility for personal and business use.

Boost Your Coverage with Add-Ons

Enjoy peace of mind with full coverage and support designed to keep your car safe and you protected on the road.

Add ons

OT0360 Accident Protection

Provides additional financial protection for you and your passengers in the event of death or permanent disability caused by a car accident.

Low-Mileage Cashback

Rewards lower mileage with cashback of up to 30%, ideal for drivers who use their cars less frequently.

Windscreen and Window Coverage

Covers the cost of repairing or replacing your car’s windscreen and windows due to accidental damage.

Extreme Weather Protection

Extends coverage to include damage caused by floods, storms, and other severe weather conditions.

Daily Cash Compensation During Repairs

Pays a daily cash benefit for up to 10 days while your vehicle is being repaired at the workshop.

Maintain Like-New Coverage

Covers the full cost of new spare parts and repainting, helping your car retain its original condition after repairs.

Accessories Replacement Coverage

Provides full replacement cost protection for your car’s accessories if they are damaged or lost.

Enhanced Third Party Liability Protection

Covers your legal liability for injury to third parties or damage to their property arising from an accident.

Frequently
Asked Questions (FAQs)

What is the difference between motor takaful and conventional motor insurance?

Motor takaful is a Shariah-compliant form of vehicle insurance that operates on the principle of mutual assistance, whereas conventional motor insurance is a standard commercial policy that may include interest or profit elements not compliant with Shariah.

Yes, optional add-ons like OT0360 Accident Protection provide financial protection for the driver and passengers in the event of death or permanent disability caused by a car accident.

Yes, the Extreme Weather Protection add-on extends coverage to include damage caused by floods, storms, and other severe weather conditions.

You can save with an extra online renewal discount of 10% on top of your existing No Claim Discount (NCD) and by earning cashback through claim-free surplus sharing.

The best plan depends on your needs. Compare and choose a comprehensive motor takaful plan that offers customizable add-ons, roadside assistance, and coverage for both individual and company vehicles. A recommended option is Motor Takaful by Etiqa, a leading provider in Malaysia.

Do you have more questions?
Reach out to our team anytime, and we’ll guide you through your insurance needs.
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